Website Privacy Policy

Insured Plus LLC respects your privacy and is dedicated to protecting the personal information you share with us online. This Website Privacy Policy governs the collection, use, maintenance, and disclosure of information gathered from visitors to insuredplus.org ("Site").

This policy applies specifically to digital interactions, web browsing data, contact form submissions, and text messaging communications. For consumers applying for health insurance plans through federal or state exchanges, please refer to our dedicated Marketplace Privacy Notice Statement for statutory disclosures under 45 CFR § 155.260.

We collect information through our Site in two primary ways:

A. Information You Provide Directly

• Contact Inquiries: When you request a quote, submit a contact form, schedule a consultation, or send us an email, we may collect your name, email address, phone number, geographic location, and message details.
• Customer Support: Any information voluntarily provided when communicating directly with our agents.

B. Information Collected Automatically

• Log and Device Data: Browser type, operating system, Internet Protocol (IP) address, referring URLs, pages viewed, time spent on pages, and dates/times of visits.
• Cookies and Tracking Technologies: Small data files stored on your browser to facilitate seamless site navigation, preserve user preferences, and analyze aggregate visitor traffic. You can adjust your browser settings to refuse cookies, though certain interactive website features may be limited.

We use general website data to:

• Respond to your inquiries, schedule consultations, and provide requested quotes.
• Deliver transactional updates, appointment confirmations, and service-related notices.
• Improve site layout, navigation, functionality, and security against unauthorized access.
• Satisfy statutory, regulatory, and legal obligations.

Insured Plus LLC utilizes SMS/text messaging to provide appointment reminders, service updates, and insurance enrollment support.

• Strict No-Sharing Policy for Mobile Data: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
• Opt-In: Mobile phone numbers collected for text messaging are gathered only through explicit consumer consent (such as checking an opt-in box on a web form or requesting text updates).
• Opt-Out (STOP): You can cancel SMS notifications at any time. Simply reply STOP to any text message received from our business line. Upon sending STOP, we will send a single confirmation text, and no further SMS messages will be delivered to that number unless re-initiated.
• Help & Support (HELP): If you experience issues or need assistance, reply HELP to any text message, call us at (786) 577-9567, or email privacy@insuredplus.org.
• Rates and Frequency: Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your active inquiries and appointment status. Carriers are not liable for delayed or undelivered messages.

We do not sell, trade, rent, or lease website visitor personal information to third parties. We share information only with:

• Service Providers: Trusted technical vendors who assist in operating our website, scheduling calendar, or processing communications, bound by strict confidentiality obligations.
• Legal Requirements: When required by law, subpoena, or government authority to protect legal rights, property, or safety.

For questions regarding this policy or our data practices, contact:

• Email: privacy@insuredplus.org
• Phone: (786) 577-9567
• Mail: Insured Plus LLC, Attn: Privacy Office, 18495 S Dixie Hwy Suite 363, Miami, FL 33157