Website Terms of Service
Effective Date: October 2026 · Last Reviewed & Updated: October 2026
Entity Name
Insured Plus LLC
Website
insuredplus.org
1Acceptance of Terms
By accessing or using the website insuredplus.org (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree to these Terms, please discontinue use of this Site immediately.
2Agency Licensing & Professional Status
Insured Plus LLC is an independent health and life insurance agency operated by licensed producer Natasha Dawkins (NPN: 17547007). Our agency is licensed to solicit, negotiate, and effectuate insurance products in jurisdictions where proper licensing and carrier appointments are held. Solicitations and services offered via this Site are void where prohibited by law.
3No Binding of Insurance Coverage via the Site
- Informational Purposes Only: The materials, plan summaries, calculators, and rate quotes displayed on this Site are provided strictly for general informational and educational purposes.
- No Automatic Binder: Submitting a form, scheduling an appointment, or requesting information through this Site does not bind, alter, activate, or guarantee insurance coverage.
- Carrier Underwriting Approval Required: Insurance coverage is bound and effective only upon the formal approval and issuance of an official policy binder by the selected insurance carrier, subject to all carrier underwriting requirements, payment processing, and state/federal exchange rules.
4Accuracy of User Information
When using the Site to request insurance quotes or schedule appointments, you agree to provide true, accurate, current, and complete information. Providing inaccurate, misleading, or fraudulent information may result in incorrect rate calculations, denial of coverage by insurance carriers, or the cancellation of an insurance policy.
5Intellectual Property
All content featured on this Site—including text, graphics, logos, images, icons, layout designs, and underlying code—is the property of Insured Plus LLC or its content licensors and is protected under United States and international copyright, trademark, and intellectual property laws. You may view and print individual pages for personal, non-commercial use only.
6Third-Party Links & External Platforms
This Site may contain links to third-party websites, including state and federal health insurance exchanges (e.g., HealthCare.gov, Georgia Access), direct enrollment web-broker platforms, appointment scheduling systems, and insurance carrier portals.
Insured Plus LLC does not control, endorse, or assume responsibility for the content, privacy practices, or availability of any third-party websites. Accessing external links is done solely at your own risk.
7Disclaimer of Warranties
This Site and all content, materials, and services available through it are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied. Insured Plus LLC disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, or that the Site will operate uninterrupted or error-free.
8Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall Insured Plus LLC, its owners, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with:
- Your access to, use of, or inability to use this Site.
- Any reliance placed upon information, estimates, or quotes presented on this Site.
- Any technological failures, computer viruses, delays in operation, or unauthorized interception of communications.
9Indemnification
You agree to defend, indemnify, and hold harmless Insured Plus LLC, its officers, managers, and agents from and against any claims, liabilities, losses, damages, judgments, or expenses (including reasonable attorney fees) arising from your violation of these Terms or your misuse of the Site.
10Governing Law & Jurisdiction
These Terms and any disputes arising out of or related to this Site shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. Any legal suit, action, or proceeding arising out of these Terms shall be instituted exclusively in the federal or state courts located in Miami-Dade County, Florida.
11Modifications to Terms
We reserve the right to revise and update these Terms at any time without prior individual notice. All revisions are effective immediately upon posting to this webpage. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of the changes.
12Contact Information
For inquiries regarding these Terms of Service:
- Insured Plus LLC
- Attn: Compliance & Legal
- Address: 18495 S Dixie Hwy Suite 363, Miami, FL 33157
- Email: privacy@insuredplus.org
- Phone: (786) 577-9567
Questions about these Terms?
Contact our Compliance & Legal team directly.